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Your Own Credit Home | Your Own Credit Articles
Your Own Credit Articles
- Credit Card Stoozing – Time To Stop Snoozing - Lets stop snoozing and start “stoozing”Do not think that we are trying to get you involved in any criminal activities here, we’re not and the whole process
- Comparing Credit Cards - Like any merchandise, you need to compare credit cards too before you actually decide on which one to go for. The selection of a credit card should not
- General Tips on Credit Cards - Credit card or plastic money is omnipresent today. Today they are treated as more of a necessity than just a commodity. Thus it is essential that you
- 7 Tips to Obtaining a Higher Credit Card Limit - Many credit card holders would like to obtain a higher credit card limit. The main purpose for this is that a higher credit card limit enables the purchase
- MasterCard: Then, Now, and Why - * Then *Way back around 1947, many banks in the US started doing their premium customers a favor. The banks gave them a piece of paper for the customers to flaunt at stores.
- Credit Building Strategies - IF you are attempting to build your credit there are many strategies we can look at to help you get started. If you have no credit, bad credit or good
- Building Credit Ideas - There are several ways that we can build credit. If you are tired of collectors hounding you, or if you are frustrated that no one will loan you money
- Debt Counseling Solutions for Credit Repair - Is debt counseling a solution for credit repair? Debt Counseling Services and Credit Services are Organizations that are sponsored by most of the creditors.
- Merchant Accounts: What to Look For, What to Ask and Why - Accepting Credit CardsAs a small business or a small-small business (under 10 employees) it is important that you consider accepting credit cards if you don't do so already.
- Credit Cards: Top 7 Mistakes that Card Holders Make - You need to manage your credit cards wisely. Otherwise, you may end up in financial trouble. Unfortunately, there are many who don’t realise that they
- What Is Credit and How Does It Work? - Credit is a prettier word for debt. When you obtain credit you are borrowing money, or getting the right to access money (like a credit card, for example),
- 10 Common Credit Card Mistakes - In no particular order, the following are viewed as being the top 10 common credit card mistakes:1. Applying for a card and limit you cannot afford to
- How Credit Cards Work - Credit cards have become a major financial industry, uniting cultures with a common form of payment and allowing purchases to be made on credit so that
- Credit Cards and Your Business - Any business will cringe at the thought of what the banks put them through to use credit cards. If you do not know what I mean, then this article is
- Credit Card Basics - “Which bank’s credit card do you have?”, “what is its credit limit”, “what type of card is it”…such questions are on everybody’s lips today. The world
- Credit Cards Make Your Life Easier! Find Out How! - Credit cards do more than provide you with extra purchasing power. Actually, credit cards can do quite a bit to make your life easier. Credit cards
- Repairing Your Credit - We’ve all seen them. "Send me 99.95 and I’ll fix your credit and you can get a one million dollar credit card tomorrow." Ok so I am being a little dramatic.
- Why Your Credit Score Matters - Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit
- Getting the Right Credit Card Offer Type Online - There are many credit card offers online, and sorting through each one can be difficult. We have identified and detailed several types of credit offers
- Platinum Guaranteed Credit Card - How Unsecured is It? - Typically, what bad credit consumers are finding online when they search for an instant approval or guaranteed platinum credit card, are "Shopping" cards.
- Payday Loans: Convenient Money or a High-priced Trap? - Do you want cash now however your payday is a week away, are you short of cash and require financial help? If so you have in all likelihood heard of
- Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards - Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally
- Choosing the Right Credit Counseling Agency for You – Some Tips Part 2 - Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national
- Credit Cards - The Basics - How Lenders Operate – And How They’ll Make a Tidy Fortune from the UnknowingCredit card companies might seem like immensely clever, money making enterprises
- The Art of Stoozing to Make Money from Credit Cards - Make Money from StoozingStoozing, this is a sophisticated method of making money from credit cards that offer 0% introductory periods, the method requires
- Credit Counseling -- Why It Doesn't Work For Most Debtors - "Cut Your Payments in Half!" the headline screams. "Consolidate Your Bills into One Low Monthly Payment!"When you see ads like this, they are often from
- Why Consumers Need a Nationwide Credit Freeze NOW - What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade,
- Credit Score - Reporting Your Financial Health - Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to give you credit or not.
- Don't Trade Your Future for Today's DooDads - “Easy Low Down Monthly Payment,” “Buy Now Pay Later,” “You Deserve the Car Today and We Can Finance It for You,” & “Spend Today, 0% APR until Next Year!”
- How To Get a Low Interest Credit Card - Consumers often have the first credit card that they ever applied for, never really analizing how the interest rate affects their payments, but many
- What Is the Fair Credit Reporting Act and What You Should Know About It - The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers
- Beginner's Guide to Credit - I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit.
- Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report - Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be
- Types of Credit Cards - There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to
- What is a Credit Card? - A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you
- The Hazards Of Your First Credit Card - You probably don't need me to tell you credit cards are easy to get a hold of; at least, that is so in the US and UK. How many weeks pass without a glossy
- Fair Isaac Corporation Credit or FICO Score - As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California.
- Useful Tips on Borrowing Money - Here are some useful tips on borrowing money. Borrowing money is one of the most common sources of funding for a small business, but obtaining a loan isn't always easy.
- Is Your Credit Score Costing You Money? - Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit
- I’ve Heard About FACTA; What Does It mean? - What FACTA means is that if you, as an individual, lose the information on anyone you have ever hired; or, for any business in the United States of America
- Credit Reporting: How Does It Work? - In order to determine a consumer’s credit worthiness, creditors and lending institutions have come to depend on credit reporting agencies. Credit reporting
- Credit Repair Myths and Facts - There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed
- Tips For Getting Your First Credit Card - Most of us get a credit card on our name when we go to college or when we are in our senior years of high school and all of us stumble into the same
- Secured Credit Cards- Consumer Tips - Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member
- Student Credit Cards 101 - If you’re a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on?Because
- SuperCharged Secret 5, Credit Card Utopia - LIVING IN CREDIT CARD UTOPIALet’s just take a brief moment to recap:If you’ve been following along on this journey with me, learning the 5 Super-Charged
- New Credit Advice: Don't Pay off Those Credit Cards! - Credit needed for real estate mortgage financing differs from credit needed for consumer loans. If you need help getting a home mortgage, these credit
- Some Truth About Credit - Credit is currently and has been historically an integral component of our economy. Credit contribute a person’s net worth, and financial power. No
- Like It Or Not, You Have A Score To Settle! - Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school and can stop worrying about test
- Credit Repair Companies and Credit Counseling - Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily
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