Your Own Credit Articles

Credit Card Stoozing – Time To Stop Snoozing - Lets stop snoozing and start “stoozing”Do not think that we are trying to get you involved in any criminal activities here, we’re not and the whole process
Comparing Credit Cards - Like any merchandise, you need to compare credit cards too before you actually decide on which one to go for. The selection of a credit card should not
General Tips on Credit Cards - Credit card or plastic money is omnipresent today. Today they are treated as more of a necessity than just a commodity. Thus it is essential that you
7 Tips to Obtaining a Higher Credit Card Limit - Many credit card holders would like to obtain a higher credit card limit. The main purpose for this is that a higher credit card limit enables the purchase
MasterCard: Then, Now, and Why - * Then *Way back around 1947, many banks in the US started doing their premium customers a favor. The banks gave them a piece of paper for the customers to flaunt at stores.
Credit Building Strategies - IF you are attempting to build your credit there are many strategies we can look at to help you get started. If you have no credit, bad credit or good
Building Credit Ideas - There are several ways that we can build credit. If you are tired of collectors hounding you, or if you are frustrated that no one will loan you money
Debt Counseling Solutions for Credit Repair - Is debt counseling a solution for credit repair? Debt Counseling Services and Credit Services are Organizations that are sponsored by most of the creditors.
Merchant Accounts: What to Look For, What to Ask and Why - Accepting Credit CardsAs a small business or a small-small business (under 10 employees) it is important that you consider accepting credit cards if you don't do so already.
Credit Cards: Top 7 Mistakes that Card Holders Make - You need to manage your credit cards wisely. Otherwise, you may end up in financial trouble. Unfortunately, there are many who don’t realise that they
What Is Credit and How Does It Work? - Credit is a prettier word for debt. When you obtain credit you are borrowing money, or getting the right to access money (like a credit card, for example),
10 Common Credit Card Mistakes - In no particular order, the following are viewed as being the top 10 common credit card mistakes:1. Applying for a card and limit you cannot afford to
How Credit Cards Work - Credit cards have become a major financial industry, uniting cultures with a common form of payment and allowing purchases to be made on credit so that
Credit Cards and Your Business - Any business will cringe at the thought of what the banks put them through to use credit cards. If you do not know what I mean, then this article is
Credit Card Basics - “Which bank’s credit card do you have?”, “what is its credit limit”, “what type of card is it”…such questions are on everybody’s lips today. The world
Credit Cards Make Your Life Easier! Find Out How! - Credit cards do more than provide you with extra purchasing power. Actually, credit cards can do quite a bit to make your life easier. Credit cards
Repairing Your Credit - We’ve all seen them. "Send me 99.95 and I’ll fix your credit and you can get a one million dollar credit card tomorrow." Ok so I am being a little dramatic.
Why Your Credit Score Matters - Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit
Getting the Right Credit Card Offer Type Online - There are many credit card offers online, and sorting through each one can be difficult. We have identified and detailed several types of credit offers
Platinum Guaranteed Credit Card - How Unsecured is It? - Typically, what bad credit consumers are finding online when they search for an instant approval or guaranteed platinum credit card, are "Shopping" cards.
Payday Loans: Convenient Money or a High-priced Trap? - Do you want cash now however your payday is a week away, are you short of cash and require financial help? If so you have in all likelihood heard of
Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards - Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally
Choosing the Right Credit Counseling Agency for You – Some Tips Part 2 - Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national
Credit Cards - The Basics - How Lenders Operate – And How They’ll Make a Tidy Fortune from the UnknowingCredit card companies might seem like immensely clever, money making enterprises
The Art of Stoozing to Make Money from Credit Cards - Make Money from StoozingStoozing, this is a sophisticated method of making money from credit cards that offer 0% introductory periods, the method requires
Credit Counseling -- Why It Doesn't Work For Most Debtors - "Cut Your Payments in Half!" the headline screams. "Consolidate Your Bills into One Low Monthly Payment!"When you see ads like this, they are often from
Why Consumers Need a Nationwide Credit Freeze NOW - What do a shoe retailer, an online discount broker, and a popular clothing retailer all have in common? All three - DSW Shoe Warehouse, Ameritrade,
Credit Score - Reporting Your Financial Health - Credit score is one of the most basic, determining factor while loan borrowing. Credit score is the criterion for the creditor to ascertain whether to give you credit or not.
Don't Trade Your Future for Today's DooDads - “Easy Low Down Monthly Payment,” “Buy Now Pay Later,” “You Deserve the Car Today and We Can Finance It for You,” & “Spend Today, 0% APR until Next Year!”
How To Get a Low Interest Credit Card - Consumers often have the first credit card that they ever applied for, never really analizing how the interest rate affects their payments, but many
What Is the Fair Credit Reporting Act and What You Should Know About It - The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers
Beginner's Guide to Credit - I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit.
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report - Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be
Types of Credit Cards - There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to
What is a Credit Card? - A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you
The Hazards Of Your First Credit Card - You probably don't need me to tell you credit cards are easy to get a hold of; at least, that is so in the US and UK. How many weeks pass without a glossy
Fair Isaac Corporation Credit or FICO Score - As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California.
Useful Tips on Borrowing Money - Here are some useful tips on borrowing money. Borrowing money is one of the most common sources of funding for a small business, but obtaining a loan isn't always easy.
Is Your Credit Score Costing You Money? - Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit
I’ve Heard About FACTA; What Does It mean? - What FACTA means is that if you, as an individual, lose the information on anyone you have ever hired; or, for any business in the United States of America
Credit Reporting: How Does It Work? - In order to determine a consumer’s credit worthiness, creditors and lending institutions have come to depend on credit reporting agencies. Credit reporting
Credit Repair Myths and Facts - There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed
Tips For Getting Your First Credit Card - Most of us get a credit card on our name when we go to college or when we are in our senior years of high school and all of us stumble into the same
Secured Credit Cards- Consumer Tips - Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member
Student Credit Cards 101 - If you’re a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on?Because
SuperCharged Secret 5, Credit Card Utopia - LIVING IN CREDIT CARD UTOPIALet’s just take a brief moment to recap:If you’ve been following along on this journey with me, learning the 5 Super-Charged
New Credit Advice: Don't Pay off Those Credit Cards! - Credit needed for real estate mortgage financing differs from credit needed for consumer loans. If you need help getting a home mortgage, these credit
Some Truth About Credit - Credit is currently and has been historically an integral component of our economy. Credit contribute a person’s net worth, and financial power. No
Like It Or Not, You Have A Score To Settle! - Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school and can stop worrying about test
Credit Repair Companies and Credit Counseling - Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily

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